Comfort now, pay monthly.
$0 down, 0% APR for 24 months on new HVAC installs for qualified buyers. Longer terms and fixed-rate plans up to 12 years available.
How it works
- 1Pick your system with your tech.
- 2Apply from your phone in 60 seconds — soft credit check first, no impact.
- 3Get an instant decision.
- 4We install. You pay monthly. No prepayment penalty.
on a $7,500 AC install · 36 months · 6.99% APR (OAC).
- Up to $50,000 project size
- No prepayment penalty
- Fixed monthly payment
- Same-day decisions
Financing FAQ
What credit score do I need?
Approvals start around 650. We run a soft pull first so it doesn't affect your score.
What's the maximum amount?
Up to $50,000 for HVAC + electrical projects, subject to lender approval.
How long does approval take?
Most decisions come back within 60 seconds from your phone.
Are there prepayment penalties?
No — pay off early any time without penalty.
