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Heat Pump vs. Gas Furnace in Rockwall, TX

Quick answer

Should I install a heat pump or a gas furnace in Rockwall, Texas?

In Rockwall, a heat pump is the better choice for most homes without existing natural gas service, because our winters rarely stay below 35°F long enough for a heat pump to lose its efficiency advantage. If you already have gas at the meter and a working flue, a 80% AFUE furnace paired with a straight AC is usually cheaper to install and cheaper to run on the coldest 15 nights of the year.

Last updated by Art Electric & HVAC · Rockwall, TX

Heat pump

$9,500 – $16,000 installed
  • One system heats and cools
  • 50–60% cheaper than electric-resistance heat
  • No combustion, no flue, no CO risk
  • Qualifies for federal efficiency credits
  • Needs backup heat strips below ~30°F
  • Higher upfront cost than AC + 80% furnace
  • Air feels cooler at the register than gas heat

Gas furnace + AC

$11,000 – $18,000 installed
  • Fast, hot supply air
  • Lower operating cost when gas is cheap
  • Proven, simple technology
  • Two systems to maintain and eventually replace
  • Requires gas service, flue, and combustion-air path
  • Annual CO and heat-exchanger inspection is mandatory

Our recommendation

All-electric home or no gas at the meter: heat pump, every time. Existing gas line and a furnace under 15 years old: replace the AC only and keep the furnace until it fails.

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