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Mini-Split vs. Central AC for Rockwall Homes

Quick answer

Is a ductless mini-split better than central air conditioning?

A ductless mini-split is better when you're conditioning a space that has no ductwork — a garage, shop, sunroom, converted attic, or an addition. Central AC is better when a home already has ducts in reasonable condition, because a single central system costs less per conditioned square foot and keeps every room on one thermostat.

Last updated by Art Electric & HVAC · Rockwall, TX

Ductless mini-split

$4,200 – $6,800 single zone
  • No ductwork required
  • Room-by-room temperature control
  • Very high efficiency (no duct loss)
  • Quiet indoor operation
  • Visible indoor head units
  • Higher cost per ton for whole-home coverage
  • More filters to clean

Central AC

$6,500 – $13,500 installed
  • Lowest cost per square foot whole-home
  • Hidden equipment
  • Easy whole-home filtration and humidity control
  • Ducts leak 15–30% in older Rockwall attics
  • One thermostat for the whole house
  • Not practical for garages or unducted additions

Our recommendation

Ducted home, ducts intact: central AC. Adding comfort to a space with no ducts, or fixing one always-hot bonus room: mini-split.

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